INFORMATION

INSURANCE

While the skateparks of most municipalities and public entities are shielded from liability by both law and existing insurance, there are significant benefits to specialty skatepark insurance.

The Action Park Alliance has worked closely with the major underwriters of skatepark insurance to create programs that make sense and are cost-effective.  Our proprietary Risk Assessment program is used through-out the industry to calculate liability.

The insurance program currently offered through the Action Park Alliance has two important benefits:

1.   The insurance acts as gap insurance, covering the large deductible typical of municipal insurance.

2.   The insurance provides coverage of medical costs for uninsured users.  Parents of uninsured youth seeking to recover these medical costs are the primary group filing lawsuits against municipalities over skatepark injuries.  This means that a broken arm or chipped tooth will not lead to costly and time-consuming litigation.

To learn more about skatepark insurance, please email kirsten@actionparkalliance.com.